Usually I do this on saturdays, but it’s been a busy Easter Weekend and I’m horribly sunburned from various outdoors activities.
Can Merchants Require A Minimum Purchase For Credit Card Transactions? by Credit Addict
I’ve been telling people this for YEARS but nobody ever believed me. I’m going to start pointing them towards this post.
Study: Payday Loans [...]

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A few days ago, I wrote about determining your risk tolerance.  As I stated there, risk tolerance is the degree of uncertainty you as an investor can handle in regard to a negative change in the value of your portfolio.  That is, how much of a loss would you be willing to endure in the short-term in [...]

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The latest 75 basis point Fed Funds rate cut has dire implications for online savings accounts and money market funds, which tend to closely track movements in the Fed Funds rate.  As of March 18, online savings accounts at ING Direct and Emmigrant Direct, two of the most popular options, yield a paltry 3.1% and 3.3%, respectively.  With [...]

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Sure, you could be one of those suckers who waits by the mail box for their Economic Stimulus Rebate check to arrive. But that’s boring. Who wants to wait to be rich? Here are 10 practical ways you can speed up the process.
Win The Lottery
Winning the lottery is a time-tested way to [...]

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It may seem unfair, but over the past 20 years you would have been far better off investing in the provider than the service.  Over the last decade, for instance, T Rowe Price (TROW) the stock has returned an average of 12% per year as of 1/31/08.  The Vanguard 500 Index fund (VFINX), by contrast, has [...]

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What will it be this year?  According to the IRS, over $300 billion, or $2,680 per household, of taxes owed last year went uncollected.  That’s a HUGE amount of money and would go along way towards decreasing the national deficit.
Any bets on what it will be this year?  Probably larger.  I think a large part [...]

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According to Investopedia, risk tolerance is the degree of uncertainty that an investor can handle in regard to a negative change in the value of his or her portfolio.  That is, how much of a loss would you be willing to endure in the short-term in exchange for higher potential returns?  Knowing your risk tolerance [...]

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With oil hitting $110 per barrel and gas approaching $4 per gallon in many parts of the country, fuel efficiency is more important than ever.  I think it’s safe to say the days of soccer moms toting the kids around in massive SUVs lucky to get 15 miles per gallon are rapidly coming to a [...]

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Here are my 4 favorite personal finance posts for the week.
What’s Your Sleep Debt? by Mrs Micah
Sleep debt can make your life every bit as miserable as financial debt. Just like spending like you have unlimited money will get you into trouble, so will acting like you have unlimited time.
The Real Cost Of Home Ownership by Single [...]

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Up until a few years ago, I was a financial idiot.  I had heard the term 401k, of course, but I had no idea what it meant.  As I began to learn about investing and finance, I read probably 30 or 40 books.  Some of them proved to be more useful than others.  Here are [...]

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