Comments on: What Matters In Investing http://amateurassetallocator.com/2009/04/21/what-matters-in-investing/ Amateur Asset Allocator Tue, 22 May 2012 02:58:13 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Finance, Insurance & Tax Guy http://amateurassetallocator.com/2009/04/21/what-matters-in-investing/comment-page-1/#comment-13912 Finance, Insurance & Tax Guy Mon, 14 Feb 2011 03:05:11 +0000 http://amateurassetallocator.com/?p=1315#comment-13912 This is very simply explained and something more investors should read! It is unfortunate that many people get caught up in hearing the latest stock tips from friends, reading about the latest flavor of the month in Fortune, or watching CNBC - too many people try to pick stocks. Diversification and expenses are absolutely what matters. The average investor is probably best investing in a few Vanguard index or mutual funds. This is very simply explained and something more investors should read! It is unfortunate that many people get caught up in hearing the latest stock tips from friends, reading about the latest flavor of the month in Fortune, or watching CNBC – too many people try to pick stocks. Diversification and expenses are absolutely what matters. The average investor is probably best investing in a few Vanguard index or mutual funds.

]]> By: Harrison http://amateurassetallocator.com/2009/04/21/what-matters-in-investing/comment-page-1/#comment-3936 Harrison Mon, 27 Apr 2009 12:08:33 +0000 http://amateurassetallocator.com/?p=1315#comment-3936 You have done a good job by showing us the easiest and simple way to invest. Yeah, I have to admit that I really confuse and think that investing is very complicated. But after reading your post, I understand that investing can be simple too. As long as we know what we want and invest accordingly, I think things will be better. You have done a good job by showing us the easiest and simple way to invest. Yeah, I have to admit that I really confuse and think that investing is very complicated. But after reading your post, I understand that investing can be simple too. As long as we know what we want and invest accordingly, I think things will be better.

]]> By: MoneyEnergy http://amateurassetallocator.com/2009/04/21/what-matters-in-investing/comment-page-1/#comment-3917 MoneyEnergy Wed, 22 Apr 2009 14:05:18 +0000 http://amateurassetallocator.com/?p=1315#comment-3917 Good summary, but where are the ETFs instead of mutual funds? If you can make a good lump-sum payment into an ETF it's going to be cheaper than funds. Also, considering that commodities are the basis of real production I don't think I would call them or even real estate esoteric - they're pretty fundamental, at least they are for me. I can appreciate the idea of the "least diversification you need," in terms of keeping it simple, but the downside to that of course if it you're all in indexes then when a September 2008 happens, your whole portfolio goes down. It does require much more work to pick individual stocks, but I liked seeing that some of my consumer and health care stocks barely got scratched during the downturn. Good summary, but where are the ETFs instead of mutual funds? If you can make a good lump-sum payment into an ETF it’s going to be cheaper than funds. Also, considering that commodities are the basis of real production I don’t think I would call them or even real estate esoteric – they’re pretty fundamental, at least they are for me. I can appreciate the idea of the “least diversification you need,” in terms of keeping it simple, but the downside to that of course if it you’re all in indexes then when a September 2008 happens, your whole portfolio goes down. It does require much more work to pick individual stocks, but I liked seeing that some of my consumer and health care stocks barely got scratched during the downturn.

]]> By: PT Money http://amateurassetallocator.com/2009/04/21/what-matters-in-investing/comment-page-1/#comment-3914 PT Money Tue, 21 Apr 2009 15:48:56 +0000 http://amateurassetallocator.com/?p=1315#comment-3914 I suspect this will be your last blog post since you let the cat out of the bag? Just kidding. Nice article. I'm off to sign up for that free account and test my expense ratio. Thanks for the tip! I suspect this will be your last blog post since you let the cat out of the bag?

Just kidding. Nice article. I’m off to sign up for that free account and test my expense ratio. Thanks for the tip!

]]> By: ObliviousInvestor http://amateurassetallocator.com/2009/04/21/what-matters-in-investing/comment-page-1/#comment-3913 ObliviousInvestor Tue, 21 Apr 2009 13:40:29 +0000 http://amateurassetallocator.com/?p=1315#comment-3913 Hi Kyle. Thank you for the mention. :) And thank you for being willing to "tell it like it is," so to speak. I suspect that many bloggers are afraid to take a stand out of a desire to avoid any sort of liability. For example, instead of keeping it simple and saying "The lower your portfolio’s combined expense ratio, the higher your future returns are likely to be" they'll qualify the statement in so many ways that it's no longer saying anything at all. Hi Kyle. Thank you for the mention. :)

And thank you for being willing to “tell it like it is,” so to speak. I suspect that many bloggers are afraid to take a stand out of a desire to avoid any sort of liability.

For example, instead of keeping it simple and saying “The lower your portfolio’s combined expense ratio, the higher your future returns are likely to be” they’ll qualify the statement in so many ways that it’s no longer saying anything at all.

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