Comments on: Annualcreditreport.com Is Not A Scam

By: Kyle

Kyle — Sat, 05 Dec 2009 15:56:13 +0000

Licorice, you get your credit report instantly online. You just have to be able to verify you are who you say you are. The law saying you get free access to your credit report is a federal law, not a state law, so I’m not sure what the problem could be. I’ve never had any trouble. It usually takes a maximum of 5 minutes to get your report, and I’ve done it many times.

By: Licorice

Licorice — Sat, 05 Dec 2009 06:02:14 +0000

I have tried several times to get my credit report from annualreport.com and have yet to receive it. They say you can order it over the website, not true in my case and when I have called, the animated computer is truly frustrating and after wasting my time last month, I haven’t received a thing. Tried it once again today. Why must I go through all of this aggrevation when I have all my information that nobody but me would know. Sad, sad, sad. Others seem to have been success, wish that were me. Then they ask for proof, which must be mailed along with SSN card, proof of address, etc. When I read the following then I understood my problem: “The following states have laws that make free credit reports available to consumers: Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont.” I’m not one of the lucky states, too bad. Now if I wanted to shell out $19.95/per month or whatever, I could get all the credit reports I want without any questions or hassles. How is that? Just Sad….

By: Kyle

Kyle — Tue, 19 May 2009 14:25:27 +0000

It’s not a federal government site, per se. It’s actually run by the credit bureaus, but it is the official site endorsed by the federal government and required by law, so it’s just as good.

By: Ben

Ben — Tue, 19 May 2009 14:07:08 +0000

Since it’s a federal government site, I sure wish they had used a .gov address instead of a .com address, which makes it seem more likely to be a scam.