Comments on: Vanguard Star Fund (VGSTX): The Ultimate Investment For Beginners?

By: fred

fred — Sun, 06 Dec 2009 05:34:08 +0000

John,

Remember that the price of bonds go up when interest rates go down.

By: Kyle

Kyle — Sun, 15 Nov 2009 14:50:55 +0000

If that’s what your asset allocation calls for, then yes. Statistical evidence shows it is unwise to try and outguess the market.

By: John

John — Sun, 15 Nov 2009 05:08:35 +0000

With bond yields at historic multi-decade lows, is it a good idea to have 35% in bond funds?

By: Alan

Alan — Thu, 05 Nov 2009 19:34:15 +0000

I currently own the Star Fund as I’m just starting out with investing. My plan is to move in to other funds once my account balance is over the minimum required for the other Vanguard funds. The bond exposure really helped my investments as the stock market plunged, and now that stocks are doing better my portfolio is as well. I’m very pleased with how the fund has performed over the last year.

By: Maggie

Maggie — Fri, 28 Aug 2009 00:58:38 +0000

I wish to invest in a Roth Vanguard Star Fund for my son. I heard on the radio that you can do this for a minimum of $1000. Can you direct me to the information re: a Roth Fund? Thank you

By: Kyle

Kyle — Fri, 21 Aug 2009 21:55:33 +0000

Kathleen, you can buy the fund on their website (www.vanguard.com). I know nothing about their regional offices, but I imagine they would be surprised if somebody showed up wanting to buy something.

By: kathleen allen

kathleen allen — Fri, 21 Aug 2009 11:32:22 +0000

Where can I apply for the Vanguard Star Fund?
On-line? Office in White Plains, NY? Stamford or Greenwich, CT?

By: JC

JC — Thu, 11 Jun 2009 14:55:13 +0000

If one feels that the asset allocation in equities (60%) is too conservative, one can start a taxable account of stock funds (preferably low-cost index) as well to make the overall equity allocation closer to one’s liking (70-80-or even 90%!). This is a good strategy especially if your STAR fund is in a tax-advantaged account (like IRA or Roth) where the fixed-income returns grow tax-free/deferred. The taxable equity fund account thus grows relatively well-tax managed over the long-term.

By: frugalscholar

frugalscholar — Wed, 10 Jun 2009 22:54:21 +0000

My IRA (started in 1984 and continued for a few years as long as it was deductible) is in STAR. My son only earned $1000 last year. He put it into a Roth IRA. Star was one of the few funds that let him start with so little. He avoided the low balance fee on funds by putting his account under our family umbrella. Vanguard is very helpful.

By: C-CPA

C-CPA — Wed, 10 Jun 2009 13:36:13 +0000

This fund put me through college. One of the best deals out there; especially right now.