Comments on: Easy Strategies To Save Money On Auto Insurance

By: Louise Daniels

Louise Daniels — Tue, 27 Apr 2010 12:49:56 +0000

I’d like to add, it’s important to check a company’s claim handling record prior to finalizing them. No amount of “lowest rates” can help if your company turns sour at the time of claims (that’s when you really need them anyway). Also, an insurance company’s financial record needs to be verified thoroughly beforehand. Good intent can hardly compensate for financial inability to handle claims. At least these were my concerns when I switched to The Hartford ( http://hartfordauto.thehartford.com/Information/Car-Insurance/auto-insurance-coverage-basics.shtml ) a few years ago. Post two (well-handled) claims with them, I ‘m happy I took these factors into account as well.

By: Neil @ car insurance

Neil @ car insurance — Tue, 19 Jan 2010 05:20:28 +0000

Comparison should be the first thing on peoples minds but you would be surprised at how many people don’t bother when they get sidetracked with one persistent offer from a company.

By: Sofaking Nuts

Sofaking Nuts — Mon, 18 Jan 2010 20:44:58 +0000

I forgot to mention….we have a $1K deductible on both our homeowners and auto policies.
In the past, I would pay my six month premium all at once. Now that we have our money in a Rewards Checking account that pays 4%, the additional money Amica charges for equal month payments ($3/month) is about the same as the interest we earn holding onto the cash. In our case, I think it’s more advantageous to make the monthly payments instead of paying it all at once.

By: Sofaking Nuts

Sofaking Nuts — Mon, 18 Jan 2010 20:41:08 +0000

My wife and I have our homeowners, auto and a $1 million umbrella policy with Amica and couldn’t be more pleased. Before I was married I was with Allstate for my auto and renters and wasn’t wild about them. Looking back now, I think their (Allstate) rates weren’t all that great. I also had issues with staff people at two different Allstate agents offices.