Sunday Links 10-9-2011

Welcome good readers! If you don’t spend 90% of your free time reading personal finance blogs like some people I know, chances are you missed out on a few quality articles this week. As a service to you, my beloved reader, I have decided to list a small sampling of them here. You’re welcome!

Oh, and go Falcons!

How to Save on Your Cell Phone Bill by Couple Money. I will be purchasing my first big-boy phone in the near future, meaning I will have a large monthly cell phone bill to cover. Stupid greedy phone companies!

Stop Crying That There Are No Jobs! by Afford Anything. Actually, I admit not really understanding this complaint to begin with. After all, there are plenty of jobs. They may be in areas you aren’t qualified to work, but there is no shortage of actual jobs. The solution? Get qualified to do those jobs! Either that or create your own, which is what Paula recommends. With the internet, there has never been as many economic opportunities as there are right now. Step up and make something of it.

How to be a Conservative Investor by Gen X Finance. Note that “conservative investor” doesn’t mean avoiding stocks. It just means taking a level of risk you’re comfortable with while still owning enough equities to meet your goals.

Evaluating Vanguard’s New Life Strategy Funds by Oblivious Investor. Finally! Vanguard has done what we all wanted them to do and gotten rid of that horrible Asset Allocation fund and by extension dramatically increased the usefulness of its Life Strategy line of funds. Going forward, these will be a one-stop shop of simple three-fund portfolios with varying degrees of risk. Sweet.

No More Car Loan: 7 Steps to Stop the Cycle of Car Payments by Boomer and Echo. Do you own a car? Tired of making endless car payments? Do you never have any money or wish you could find a way to free up literally hundreds of dollars each month? Well now you can! Follow these simple steps and you’ll never have a car payment again! Imagine the savings!

Are financial advisors profiting during bear markets? by Retire Happy Blog. Yes Virginia, your financial advisor gets paid whether or not you make or lose money.

The Hidden Cost of Credit Cards by Free From Broke. Using a credit card  may be costing you move than you think!